How is my BitPay Card different from a credit card?

The BitPay Prepaid Mastercard is a reloadable prepaid card, not a credit card or debit card.

Credit Card - The issuer extends a line of credit. With each transaction, you are borrowing against the line of credit. 

Debit Card - Funds come from the cardholder's checking account. The amount in your checking account is the amount available to spend on your card.

Prepaid Card - Funds are preloaded onto the card from another source of funds. The amount available on the card is the amount loaded onto the card.

The BitPay Card is a prepaid card. This means you can't spend more than the balance. The BitPay Card is funded through conversion of cryptocurrency to USD for spending anywhere Mastercard is accepted.

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