If you do not use your BitPay Card for 90 days, a 5.00 USD dormancy fee is charged each month until you use your BitPay Card again. Review your Fee Schedule for the BitPay Card.
To avoid a dormancy fee, make a purchase using your BitPay Card at least once every 90 days. You can use your BitPay Card almost anywhere Mastercard is accepted. Where can I use my BitPay Card?
If your account becomes dormant and you incur dormancy fees, your account balance will never become negative.
For example, if your balance is 6.00 USD when the account becomes dormant, 5.00 USD will be debited the first month and another 1.00 USD will be debited the next month if no deposit is made. If you have 2.00 USD in your BitPay card account and you incur a 5.00 USD dormancy fee, your account will only be debited 2.00 USD, bringing your balance to 0.00 USD. Your BitPay Card balance will not become negative because of dormancy fees.
After you load funds onto the card again, the system will not collect the balance of the dormancy fee that it was previously unable to collect.