BitPay does not currently offer personal accounts for payment processing. Payment processing accounts are available for businesses and organizations only.
What about the BitPay wallet?
The BitPay wallet is bitcoin wallet software released by BitPay which lets you store and spend bitcoin. You can use this wallet to buy Amazon.com gift cards, shift between BCH and BTC on ShapeShift, and sync up with the Coinbase exchange.
Creating a BitPay wallet does not create a BitPay account. The BitPay or Copay wallet is 100% your responsibility. You (and only you) have complete access and control over your bitcoin, which is stored on your device and not in the cloud.
Download or learn more about the BitPay wallet.