BitPay does not currently offer personal accounts for payment processing. Payment processing accounts are available for businesses and organizations only.
What about the BitPay wallet?
The BitPay app is a bitcoin software wallet released by BitPay which lets you store and spend Bitcoin (BTC) and Bitcoin Cash (BCH). You can use this wallet to buy Amazon.com gift cards, shift between Bitcoin Cash (BCH) and Bitcoin (BTC) on ShapeShift, and sync up with the Coinbase exchange for buying and selling BTC.
Creating a BitPay wallet does not create a BitPay account. The BitPay or Copay wallet is 100% your responsibility. You (and only you) have complete access and control over your bitcoin, which is stored on your device and not in the cloud.
Download or learn more about the BitPay wallet.