How do I add funds to my BitPay Card?

There are three ways to load funds on your BitPay Prepaid Visa® card:

Cryptocurrency

This is the quickest and easiest way to load dollars onto your BitPay Card account. There are no card fees for loading your BitPay Card, but you will pay the standard miner fees and BitPay’s network cost fee when paying any BitPay invoice. Please see What fees will I pay to pay a BitPay invoice?

To add funds to your BitPay Card balance with cryptocurrency, login to your cardholder account, select the Add Funds option. You will be prompted to enter a dollar amount and then presented with a BitPay invoice.  

Direct Deposit

To set up your direct deposit, you will need your BitPay Card account’s routing number and account number. Ask your employer to send your funds directly to your BitPay Prepaid Visa® automatically each pay period. Just share the routing number, deposit account number associated with your card and the amount that you wish to be deposited. You can get the account and routing number by calling the Cardholder Services team directly. You can reach this team at 1-855-884-7568 from 8 AM ET - 10 PM ET during the business week and 9 AM ET - 6 PM ET on weekends.

When you direct deposit your paycheck or government benefits to your Card, there is no charge.

ACH Credit

If you wish to load your BitPay Card via an ACH credit, you will need to provide your card's account and routing numbers to the crediting service.

To initiate an ACH credit you can load your BitPay Card via cash at Western Union, Walmart, CVS Pharmacy, Rite Aid, Walgreens, and other participating retailers.

Remember fees for cash loads vary by location and can be up to $4.95 per load and ACH debit includes a fee of $5. The maximum ACH transaction amount that can be pulled from the card at a single instance is $25,000 ($24,995 debit plus the $5 fee).

You can learn more about the fees and limits for the BitPay Card.

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The BitPay Visa Prepaid Card is issued by Metropolitan Commercial Bank, member FDIC, pursuant to a license from Visa, U.S.A. Inc. “Metropolitan” and “Metropolitan Commercial Bank” are registered trademarks of Metropolitan Commercial Bank © 2014. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule, if any.